Matrinity Health Insurance-Health Insurance Club || Health Insurance Insurance

Key Features & Benefits of maternity insurance
About the policy	Exclusive for youngsters with easy premium, multiple benefits and total coverage.
Type of Cover	Individual / Floater (Family Size - 2 Adults + 3 Dependent Children).
Entry Age	For Adults: 18 years – 40 years
Entry Age	For Dependent Children: 91 days to 25 years
Midterm Inclusion	Available for newly married spouse / new born baby and/ or legally adopted child (Intimation - within 45 days from the date of marriage or date of adoption and for newborn within 90 days from the date of birth)
Policy Type	Individual
Policy Term	One & Two year
Plan available	Silver Plan & Gold Plan
Premium Payment Options	Monthly/Quarterly/Half-Yearly/Yearly
Wellness Program Available for Insured aged => 18 yrs	The Insured can earn reward points and avail premium discount up to 10% on the renewal premium by enrolling and achieving the wellness goals. For details please refer the policy wording
Premium Discount	Avail the policy before age of 36 years and pay renewals without any break, on completion of age 40 years - 10% discount in premium. Available subsequent renewals too.
Additional Sum Insured for RTA	For accident resulting in inpatient hospitalization - 25% additional sum insured maximum Rs 10 lac will be given for wearing helmet either riding or as pillion rider
Delivery Expenses (Gold Plan)	Rs 30,000 per delivery is covered. Maximum of 2 deliveries in life time Waiting period - 36 months
Hospital Cash Benefit (Gold Plan)	Rs 1000 for each completed day of hospitalization subject to maximum of 7 days per hospitalization and 14 days per policy period
No Claim Bonus (Up to 100% of the Basic SI)	20% of basic sum insured for each claim free year subject to maximum of 100%
utomatic Restoration (Up to 100%, Once in every policy year)	Available upon partial/full utilization of the limit of coverage. (Limit of coverage - Basic SI+NCB)Can be used for all claims during the policy period.
Waiting Period	Maternity (Pregnancy) waiting period- 36 months.

Key Features & Benefits of HEALTH SUPER SAVER
Sum Insured options (in ₹)	3 Lacs, 4 Lacs, 5 Lacs, 6 Lacs, 10 Lacs,15 Lacs, 20 Lacs, 25 Lacs, 50 Lacs.
Entry age of Proposer	18 years – 70 years
Entry age of Child	From birth – 25 years
Policy Term	Annual basis
Family Definition (Individual/ Family Floater)	Self, Spouse and up to 4 Children, 2 Dependent Parents And /Or 2 Dependent Parent In Laws)
Maternity Expenses	Covered with a waiting period of 9 months, inclusive of Pre-natal and Post-natal hospitalisation as per the plan opted under the Base Sub Limits
Alternative Treatment	Hospitalization for Ayurveda, Unani, Siddha or Homeopathy covered
Home Health Care Services	Available through our empanelled Service Provider or our empaneled network on Cashless facility basis. b) Pre and Post hospitalization expenses (both inclusive) are restricted up to 3% of the admissible claim amount.
Maternity (Pregnancy) waiting period	9 month only

Key Features & Benefits of HEALTH SUPER SAVER

Sum Insured options (in ₹)

3 Lacs, 4 Lacs, 5 Lacs, 6 Lacs, 10 Lacs,15 Lacs, 20 Lacs, 25 Lacs, 50 Lacs.

Entry age of Proposer

18 years – 70 years

Entry age of Child

From birth – 25 years

Policy Term

Annual basis

Family Definition (Individual/ Family Floater)

Self, Spouse and up to 4 Children, 2 Dependent Parents And /Or 2 Dependent Parent In Laws)

Maternity Expenses

Covered with a waiting period of 9 months, inclusive of Pre-natal and Post-natal hospitalisation as per the plan opted under the Base Sub Limits

Alternative Treatment

Hospitalization for Ayurveda, Unani, Siddha or Homeopathy covered

Home Health Care Services

Available through our empanelled Service Provider or our empaneled network on Cashless facility basis.
b) Pre and Post hospitalization expenses (both inclusive) are restricted up to 3% of the admissible claim amount.

Maternity (Pregnancy) waiting period

9 month only

Key Features & Benefits of Comprehensive Insurance Policy
About the policy	Covers hospitalisation expenses incurred as a result of illness and/or accidental injuries.
Type of Cover	Individual Sum Insured / Floater Sum Insured (Family Size - 2 Adults + 3 Dependent Children)
Entry Age	For Adults: 18years – 65years
For Dependent Children: 91 days to 25 years
Midterm Inclusion)	Available for including Newly married spouse and New Born on paying additional premium (Intimation about the marriage/ newborn should be given within 60 days from the date of marriage/ new born)
Co-payment	10% Co-payment is applicable if the Insured age at entry is above 60 years
Policy Term	One Year & Two year
Wellness Program Available for Insured aged => 18 yrs	Wellness platform is available both in our mobile app “Star Power” & Customer Portal (Retail) The Insured can earn reward points and avail premium discount up to 10% on the renewal premium by enrolling and achieving the wellness goals. For details please refer the policy wording / prospectus..
Optional Cover
Buy back of PED waiting period	Will reduce the PED/s waiting period to 12 months from 36 months - This Option is available only for the first purchase of this Star Comprehensive Insurance Policy - In case of floater policy, this reduction is applicable only for the persons who opted for this facility - This Option is not available for renewal/ migrated/ ported policies
Waiting Period	Maternity (Pregnancy) waiting period- 24 month

Key Features & Benefits of Comprehensive Insurance Policy

About the policy

Covers hospitalisation expenses incurred as a result of illness and/or accidental injuries.

Type of Cover

Individual Sum Insured / Floater Sum Insured (Family Size - 2 Adults + 3 Dependent Children)

Entry Age

For Adults: 18years – 65years

For Dependent Children: 91 days to 25 years

Midterm Inclusion)

Available for including Newly married spouse and New Born on paying additional premium (Intimation about the marriage/ newborn should be given within 60 days from the date of marriage/ new born)

Co-payment

10% Co-payment is applicable if the Insured age at entry is above 60 years

Policy Term

One Year & Two year

Wellness Program Available for Insured aged => 18 yrs

Wellness platform is available both in our mobile app “Star Power” & Customer Portal (Retail) The Insured can earn reward points and avail premium discount up to 10% on the renewal premium by enrolling and achieving the wellness goals. For details please refer the policy wording / prospectus..

Optional Cover

Buy back of PED waiting period

Will reduce the PED/s waiting period to 12 months from 36 months
- This Option is available only for the first purchase of this Star Comprehensive Insurance Policy
- In case of floater policy, this reduction is applicable only for the persons who opted for this facility
- This Option is not available for renewal/ migrated/ ported policies

Waiting Period

Maternity (Pregnancy) waiting period- 24 month

What Is Matrinity Health Insurance

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