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Health Insurance

What Is Individual Health Insurance

Individual Health Insurance is the most basic health insurance and should be part of your health Care planning. in this plan both insurance premium and sum insured are for the individual and can not be shared.It is allows to customize the covrage as per your own health needs.

Most Individual health insurance plans provide comprehensive covrage to an individual for emergency medical expenses resulting from hospitalization costs, road ambulance service etc. Every persone unique,and so are there medical needs Hence its wise to consider purchesing individual health insurance plans.


Key Features & Benefits of Family Health Insurance

  • Auto recharge up to 100% of basic Sum Insured every year free of cost. Means all members can use double cover together.
  • Complimentry Health check up for all members every year.
  • No claim bonus* upto 150%.
  • Free 2nd Opinion for critical illness.
  • Tax benefits under sec.80D.
  • Reimbursement of pre and post hospitalization expenses.
  • No claim based loading & Guaranteed renewal lifetime.
  • Reimbursement of Ambulance expenses.
  • All Day care treatment cover.
  • Organ donor coverage.
  • Single AC private room.
  • Advanced Surgeries & Treatments covered
  • Direct and hassle free cashless settlement of claim. No TPA
  • Get Ayush treatment( Alternative).Domiciallary treatment cover.
  • Domiciallary treatment cover.
  • Advance Surgeries n Treatments covered i.e. Oral Chemo, HIV, Mental Illness, Intravitral Injections, Robotic surgery, Bronchial Thermoplasty, Bariatric Surgery etc.
  • Pre and Post benefits 60 and 90 days.

Optional benefits - 1 consumables item cover

  • Brush
  • Cosy Towel
  • Moisturiser past Brush
  • Powder
  • Barber Charges
  • Oil Charges
  • Bed Under Pad Charges
  • Cost Of Spactacles/Contact Lenses/Hearing Aids,Etc
  • Dental Treatment That Do not Required Hospitalization
  • Home Visit Chrgesh
  • Doner Screening Charges
  • Band aids, Bandages,Sterlile Injection,Needles,Syringes
  • Blade
  • Mantainence Charges
  • Prepration Charges
  • Washing Charges
  • Medicine Box
  • Commode
  • Digestion Gels
  • Novarapid
  • Volini Gel/Analgesic Gel
  • Zytee Gel, AHD,Vesco Belt Charges
  • Examination Gloves,
  • Out Station Consultaion/ Surgeon Fees/Refeal doctors Fees
  • Paper Gloves/Sofnet/Softovac/Stocking

2nd Optional benefits per day benefits

Upto 5000 or ,500 750,1000, 1500, 2000,3000 per day cash benefits

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