PLAN NAME | CARE NCB SUPER | CARE CLASSIC | CARE PLUS | CARE ADVANTAGE |
---|---|---|---|---|
ROOM RENT | SINGLE AC ROOM | SINGLE AC ROOM | SINGLE AC ROOM | ANY ROOM COVERED |
ICU CHARGES | NO LIMIT | NO LIMIT | NO LIMIT | NO LIMIT |
PERSONAL ACCIDENTAL DEATH | NOT COVERED | NOT COVERED | COVERED UP TO SI | NOT COVERED |
ACCIDENTAL TOTAL DISABILITY | NOT COVERED | NOT COVERED | COVERED UP TO SI | NOT COVERED |
AUTOMATIC RECHARGE | 1 TIME COVERED | UNLIMITED RECHARGE | UNLIMITED RECHARGE | 1 TIME COVERED |
RECHARGE ON SAME DECEASE | NOT COVERED | COVERED AFTER 45 DAYS | COVERED AFTER 45 DAYS | COVERED AFTER 45 DAYS |
PED WAITING PERIOD | 4 YEAR | 4 YEAR | 3 YEAR | 4 YEAR |
NAIMES AILMENT PERIOD | 24 MONTH | 24 MONTH | 24 MONTH | 24 MONTH |
SECOND OPINION | COVERED | COVERED | COVERED | COVERED |
ANNUAL HEALTH CHECK UP | COVERED FOR ALL PERSON | COVERED FOR ALL PERSON | COVERED FOR ALL PERSON | COVERED WITH PAY ONLY |
PRE HOSPITALISATION | 30 DAYS | 60 DAYS | 60 DAYS | 30 DAYS |
POST HOSPITALISATION | 60 DAYS | 90 DAYS | 90 DAYS | 60 DAYS |
MATERNITY EXPENSES | NOT COVERED | NOT COVERED | AFTER 24 MONTH 15000 RS/ON 5 LAKH 25000 ABOVE 5 LAKH | NOT COVERED |
CO-PAYMENT | ON 61 YEAR 20% | ON 61 YEAR 20% | NO CO PAYMENT ON ANY AGE | ON 61 YEAR 20% |
SUB LIMITS | NO SUB LIMIT | SUB LIMIT ON MODERN TREATMENT | NO SUB LIMIT | NO SUB LIMIT |
OPD COVER | OPTIONAL COVERAGE | NOT COVERED | 1500/DENTAL/EYE ON 5-7 LAKH SI/2500/DENTAL/EYE ON 7 LAKH ABOVE | NOT COVERED |
NCB SUPER | AVAILABE WITH EXTRRA COST | NOT AVAILABE | NOT AVAILABE | AVAILABE WITH EXTRRA COST |
AMBULANCE COVER | 2000 RS PER HOSPITALISATION | 1000 RS IN A YEAR | 2000 RS PER HOSPITALISATION | NO LIMIT |
ORGON DONOR EXPENSES | 1 LAKH PER YEAR | 10 % OF SUM ASSURED | NO LIMIT | NO LIMIT |
ALTERNATIVE TREATMENT | 20K ONLY YEARLY | UP TO 10 % OF SI MAX 50K | UP TO 10 % OF SI MAX 50K | NOT COVERED |
MODERN TREATMENT | NO LIMIT | LIMIT ON MODERN TREATMENT | NO LIMIT | NO LIMIT |
DAY CARE | 541 COVERED | ALL COVERED | ALL COVERED | ALL COVERED |
REDUCTION IN PED | YES | NO | NO | YES |
NCB | 60/60/10/10/10/=150 % | 25/25/25/25/25/25/=150% | 50/50/50/50/=200% | 60/60/10/10/10/=150 % |
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